Microloans from

MobiDram Premium* Clients can request a microloan from in amount of AMD 10,000 - AMD 300,000, at any time, on 24/7 basis.  In case of loan approval the loan amount is instantly added to the corresponding MobiDram account.

9-17% service fee is applied based on Client's creditworthiness.
The annual nominal interest rate for the loan is 24%**.

Apply now to find out the terms offered to you!

How to apply for a loan?

It is possible to apply to*** credit via MobiDram mobile application or MobiDram web cabinet. Simply log in into your wallet, select Refill or Get a Loan section, select, then push the Apply button.

MobiDram Clients applying for a loan should be residents of RA and should have been verified their account by submitting ID card or passport and social security number. If any of these data is not available in MobiDram system, then the Client receives a corresponding message suggesting to complete the verification process either by:

  • visiting one of MobiDram branches and submitting the necessary documents in person
  • by using the Verification on the spot free service. In this case MobiDram employees will contact the Client within one business day, will arrange a meeting with him/her and will complete the verification process. 
As soon as verification process is completed the Client can apply for a instant loan.

* To receive loan from MobiDram Premium Clients must have both Mobile ID and Email ID linked to the corresponding MobiDram account.

** More details you can find on or Goodcredit UCO's website or via call to 098 900100 at 09:00 -19:00 from Monday to Friday.
*** The loan is provided by Goodcredit UCO.