Money Transfers

At MobiDram branches you can also perform international money transfers and receive money from abroad via Unistream international money transfer system.

At the moment the transfers via this system are available at the branches in Yerevan, Ashtarak, Artashat, Martuni and Echmiadzin.

UniStream

"UniStream" money transfer system
Necessary documents to be submitted by the sender	ID Name of the destination city and country Amount Full name of the recipient "MobiDram" CJSC shall provide the customers with receipts certifying each of the transfers.
Necessary documents to be submitted by the recipient	ID The unique code of the transfer Full name of the sender Amount and currency of the transferred sum
Currency of the transfer	USD, EURO, RUB If necessary, currency exchange may be performed by "MobiDram" CJSC at the currency rate established for that date.
Currency of receipt	USD, RUB, EURO If necessary, currency exchange may be performed by "MobiDram" CJSC at the currency rate established for that date.
Transfer speed	5-10 minutes
The tariffs and commission fee subject to be charged based on the sum and currency	Transfers are performed via UNISTREAM payment system in addressed and unaddressed options. In case of unaddressed transfer, the beneficiary can receive the sum from any of UNISTREAM service centers, irrespective of the transfer direction. In case of addressed transfer, the beneficiary shall receive the sum from the service center indicated by the sender. For transfers to the Russian Federation the commission fee is 1% from the transferred amount, while for transfers to other CIS countries the commission fee is 1,5%. In case of transfers addressed to the branches of UNISTREAM bank if the amount exceeds USD/EURO 3.000 or RUB 100.000, the commission fee is 0.5%. Tariffs established by the system are valid for transfers to Europe, Asia, the Pacific Region and other countries of the world. The commission fee is only charged from the sender in AMD at the currency rate established for that date by the Central Bank of the Republic of Armenia.
Maximum amount of a single transfer transaction	USD 7.000 EURO 30.000 RUB 900.000
Changes in the essential elements of the transfer	Changes in the essential elements are made as of the date of submission of an application on changing essential elements of the transfer without charging additional commission fee based on the written application and personal identification document of the sender in the service center from where the transfer has been made. The changes in essential elements are made as established by the system. Only unpaid transfers are subject to changes.
Return of the transfer	Return is performed without charging additional commission fees based on the sender's application on returning the transfer and his/her passport details. The sum is subject to be returned in full. The return of the amount is performed within one working day. No commission fee is charged upon the return of the transfer. Only unpaid transfers are subject to changes.
Validity period of the transfer	30 days
For details	http://unistream.ru/

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